Of course, the opposite is also true: A new year offers everyone who has done well for 12 months an opportunity to blow it.

The last year offered these and other examples of the world's financial follies.

A few years out of college someone offered him cocaine at a party.

I understand that a year or two ago you offered to take him into partnership.

The second and third year offer more flexibility in planning the student's curriculum as there is only one mandatory class.

The final year of the series, 1960, offered little new beyond a mesh grille.

The passing years offered him no opportunity to carry out his resolve.

In this system, a member's first years in Congress would offer the greatest opportunity.

One source said he wanted five years and the Giants had offered four.

His first year in office offers grounds for hope - and worry.