Prices start at $3.95 a square foot plus a $75 set-up fee for the customer's artwork; www.blueriverdigital.com or (800) 706-4276.

Washington would even pay banks the set-up fee.

Various deals to lower the set-up fee have been made available to all customers in order to compete with rival Sky.

Not including the set-up fees of $30 to $40 that most digital voice services charge, I'd end up saving about $50 a month.

Mary struggled to secure a loan for the set-up fees.

There is $25 set-up fee and $9.99 monthly fee to use this service.

Booksense.com charges participants a set-up fee, a monthly maintenance fee and takes 4.5 percent in commissions on orders shipped from wholesale partners.

The companies' product, called Grassroots Manager, sells for a $10,000 set-up fee with a $10,000-a-year minimum subscription price.

Research the small print - assess all lending criteria, such as interest rates, loan terms and set-up fees, plus special deals for start-ups.

Typically, the companies that administer the accounts charge a set-up fee of around $20, plus a monthly fee of about $2 or $3.