State regulators, who want insurance to remain readily available to consumers, make it difficult for companies to cut their risk by quickly pulling out of risky markets.

But some bankers see powerful new opportunities in this battered, risky, but still potentially lucrative market.

Still, competitors in the subprime auto-lending business said Ford was entering the risky market in a difficult period.

Naturally, companies trading in the more risky markets, for which premiums have been increased somewhat to reflect the risks, are less than enthusiastic.

But if you invest in these risky markets, don't take that as much comfort.

Monday's deal will help Santander, the world's ninth-largest bank, with 10,000 branches, continue to diversify and move away from risky markets.

The only market for radios torn out of such cars is owners who have already lost them, a risky market for thieves.

Having resettled in Chicago, he then set out to make the market less risky by introducing computational physics to derivatives risk management.

Because he always first figures out how to pull back, Riady dares to enter risky markets.

This is partly because changes in institutional stockholding can make markets highly volatile and therefore risky for smaller investors.