But the main thing to remember is that Papadakis didn't only have the new insurance.

The new universal insurance could be provided by government.

But not everyone is satisfied with the new insurance.

People who leave their jobs are among those who might not be able to pick up new insurance right away.

Marsh and other insurers said they knew of no claims having been made on the new insurance.

You have the choice of either replacement as new insurance or indemnity insurance.

Determined to have earthquake coverage, the Kaizers started shopping for new insurance.

They hope to do this while providing new insurance only in what they see as the least undesirable areas.

As a result, the new insurance seems cheap at first because it is paid for with money from the old policy.

The bill would prohibit regulators from giving commercial banks new insurance, real estate and securities powers for a year.