Other influences include life styles, mass transit, employment, loan interest, birth rates and the Dow-Jones average.

If it simply held even, Mr. Lay's returns would be diminished by his loan interest.

The club owes £44.8 million to banks, excluding loan interest and early repayment penalties, with total liabilities of £95 million.

If the policyholder decided to roll over $800 of loan interest in the form of debt, the death benefits paid out would be reduced to $91,200.

It's my job not to blow the food in return for stamp money and loan interest.

Mr. Wirth, who is not under investigation, is returning $98,950 he has accepted from savings and loan interests in the last 10 years.

If the loan interest is not paid, it will be deducted from the cash value of the policy.

For each unsold unit, he said, he pays about 2 percent of the purchase price, or $4,000, on taxes, utilities, maintenance and loan interest.

Some office holders have returned or turned over to public coffers campaign donations from savings and loan interests.

Women receive discounts on loan interest if their daughters remain in school.