But trying to move from group coverage into the individual market when we were older might be much harder.

And networks in individual markets are far more competitive with each other.

So what is their biggest individual market in terms of sales volume then?

Administrative costs were 11.12% of premiums for small group products and 16.35% in the individual market.

But it is not a reduction of voice within an individual market.

In 2008, 14.5 million American women purchased health insurance through the individual market.

That makes the company less dependent on the health of individual markets.

Those in the individual market cannot pool their risk with colleagues or other members of the group.

The degree of market openness in the individual European markets will be the same.

Until health care reform was passed, women were charged up to 48% more in the individual market than men.