"I think members are going to question how their own leader has put the organization in such risk."

Even so, they could not explain the differences in risk.

They will be interested in the return on investment and the risk involved.

Race and age play a factor in the increased risk.

The trade off is in the perceived risk it takes.

And a true increase in risk cannot be ruled out.

More serious perhaps is a potential rise in the risk of developing heart disease.

Among men who were former smokers, the increase in risk was about 30 percent.

Do you think the lenders don't factor in the risk?

All these changes add up to a significant increase in coronary risk.