The $1.7 billion is what the law sets as the insurance companies' share of a $3.3 billion deficit in the state's fund for insuring high-risk drivers.
Because bad drivers paid the same rates as those with good records, the high-risk drivers have been subsidized thus far.
Anyone who knows teenagers can guess why they are such high-risk drivers.
Police say that secret gun vaults are increasingly common among certain high-risk drivers.
Even good drivers who already have enough coverage can expect to pay $15 more a year because their premiums subsidize the policies of high-risk drivers.
The association was set up in 1984 to insure high-risk drivers and others who could not buy insurance from commercial carriers.
The new insurance law set a quota of high-risk drivers that private insurers must take from the pool.
Progressive can insure high-risk drivers profitably because of its talent for measuring risks and setting premiums.
Allstate will be allowed to raise its rates in New Jersey for high-risk drivers, a court ruled.
"This system would be very good for high-risk drivers," he said.