Virginia Stafford, a spokeswoman for the American Bankers Association, said a recent 21-page policy statement on fair lending by an interagency task force had not discussed the location of branches.

A Toyota representative said last night that the company was committed to fair lending and permitted its dealers to add no more than 3 points to their loans.

We must continue to enforce fair lending and fair housing and all civil rights law because America will never be complete in its renewal until everyone shares in its bounty.

"This is an historic agreement that demonstrates New York's national leadership among states with regard to fair lending," said New York State's acting banking superintendent, Elizabeth McCaul.

Training for community groups in New York City on financial literacy, credit issues and fair lending.

There are no simple, sure-fire formulas for fair lending.

In October 2012, Fair Finance Watch raised fair lending and compliance issues about M&T Bank's application to acquire Hudson City Bancorp, which remains unapproved as of June 2013.

The mission of the Banking Department's Consumer Services Division is to ensure that regulated institutions abide by the consumer protection, fair lending and community reinvestment requirements of the Banking Law and regulations.

Indeed, shortly before the hearing Ronald E. Wienk, special assistant for fair lending, resigned, complaining that the comptroller's office had suppressed information on racial discrimination at its national banks.

We've been hard at work building our consumer response system, creating our Know Before You Owe campaigns, and forming a strong foundation for our supervision, examination, fair lending, and enforcement teams.