Thus the annualized cost is 36.5 percent - expensive insurance.

Even without such margin calls, the transaction costs can make them very expensive insurance.

But advocates for consumers generally advise against them, noting they can be up to 10 times as expensive as term insurance.

What that means, sadly for us all, is more expensive insurance.

In its appeal, the employer is arguing that the ruling will subject farm employers to unexpected liability and require them to buy expensive new insurance.

Mr. Florio argues health insurers are more efficient and will provide less expensive insurance.

With carried-over coverage from a previous job and expensive private insurance, she has been able to cover only some of her costs.

For example, the honourable Member refers to complaints from consumers who have been under pressure to take out expensive insurance.

The problem is not just that it is expensive insurance.

These people haven't previously bought expensive insurance, but they chose to pay for private treatment as and when they need it.