The customer sold the car to X. The finance company rejected the offers.

"They give the customer what the customer wants and sell their products at very competitive prices."

Schwab's customers also sold more stocks and mutual funds than they bought in July.

"Today, you have to learn what customers want, make it and sell it, or someone else will."

"The customers sell each other, rather than the sales staff," he said.

They collect a fee of $8 to $20 each time a customer buys or sells shares.

The idea is that, while Digithurst provides the technology, its customers will, in turn, sell the system to its users.

Mr. Sullivan said studies showed that former customers sell an average of three times as much as other employees.

Of course, that competitor was also a customer, since he sold components to most participants.

But safety experts are starting to worry about what will happen when these customers sell their expensive toys.