"Banks are not scrambling for consumer deposits right now because loan demand is relatively weak."

They also can collect consumer deposits throughout the country.

These depository financial institutions are federally chartered, primarily accept consumer deposits, and make home mortgage loans.

The plan was to increase Continental's base of federally insured consumer deposits, making it less vulnerable to runs by big depositors.

The purchase is the latest example of banks' growing appetites for the consumer deposits of troubled savings institutions.

Many institutions strayed far from their traditional business of collecting consumer deposits and making home mortgage loans.

Citigroup's consumer business, which includes credit cards, consumer deposits and loans, has been quite profitable.

That the company unfairly retained consumer deposits made to obtain services.

Its 60 bank and savings branches make it fifth in consumer deposits in New York.

First National's share of consumer deposits nearly tripled, to 40 percent.