As of late last week, the consensus estimate among economists was that 225,000 jobs were added this month.

The consensus estimate was that the bank would earn $1.01 a share.

For the full year, the consensus estimate was raised to $2.77 a share from $2.65.

Their 1992 consensus estimate, however, is $1.85 to $2 a share.

Analysts' consensus estimate for 1995 is even better at $4.42 a share.

And the consensus estimate for 1997 is $4.97 a share.

The consensus estimate is that the company will earn $4.30 a share this year, up from $3.45 in 1995.

The consensus estimate among analysts had been $1.14 a share.

And the consensus estimate for 1999 - 2.4 percent as of January - already appears too low.

That was far below the consensus estimate of 73 cents a share.