But auction houses still charge 10 to 20 percent to turn over a painting.
But some services, the study found, charged as much as 20 percent - or $20 for a $100 check.
On the other hand, legal financing companies often charge between 36 and 150 percent per year, though higher rates are not unheard of.
As in the past, it will also charge 12 percent of the rest.
A plan charging more than 1.25 percent is considered expensive, he said.
"They charge 3 to 4 percent from small businesses - it's organized crime."
The bank had been charging 17.9 percent for both cash and purchases.
As in the past, it charged 12 percent on any amount over that.
Even with the right documentation, you will be charged 100 percent of the assessed value, which is usually much lower than the price paid.
It lost the contract to Vanguard, which has continued to charge 0.6 percent.