If you pay monthly for your insurance you won't end up paying interest, and the annual policy will work out cheaper in the long run.

A standard annual worldwide policy would cost the same traveller £349.

Some travel insurance companies offer separate annual policies for baggage.

The part of the annual policy probably most important to the traveler is medical evacuation.

Reduce this to zero with an annual policy sold by www.insurance4carhire.com.

Why should the fact that your bag was snatched once mean you have to pay more for your annual policy?

We were offered a choice of 91 Europe-only annual policies starting at just £26.

Flexicover Direct's annual policy is also worth a look.

An annual policy for our family of four costs £39, but the levels of cover are among the best for the cheaper policies.

It is also offering an annual policy for £63.