Money Girl's Quick and Dirty Tips for a Richer Life

668 - The Right Amount of Emergency Money to Keep in Cash

Hinzugefügt: 19. Januar 2021

Not sure exactly how big your cash reserve should be or where to keep it? Laura answers listener questions and explains how to build your emergency fund and keep it safe so you're always...

667 - 7 Financial Resolutions That Will Save You Thousands

Hinzugefügt: 13. Januar 2021

Making financial resolutions can get you fired up to create good habits and reach big goals. If you want to put thousands in your pocket and improve your financial life, consider adopting a few or...

666 - What Is a Backdoor Roth IRA?

Hinzugefügt: 6. Januar 2021

Using a tax-free Roth to save for retirement is a smart move, but the Roth IRA door gets slammed in your face if you make too much money. Laura explains how high earners can still have one using a...

611 - 8 Steps to Buying a Home You Can Afford

Hinzugefügt: 30. Dezember 2020

When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself. Read the transcript. Check out all the Quick and Dirty Tips...

665 - 7 Pros and Cons of Investing in a 401k at Work

Hinzugefügt: 23. Dezember 2020

Should you always use a 401(k) at work if you have one? Laura reviews the main advantages and disadvantages of workplace retirement plans. You’ll learn some lesser-known benefits and tips to make...

664 - Should You Buy a Car with Cash or Get an Auto Loan?

Hinzugefügt: 16. Dezember 2020

Buying a car is a big purchase, no matter how you pay for it. Laura answers a listener's question about whether to spend cash for a car when you have it. Find out the upsides and downsides of...

663 - What's the Best Type of Mortgage for You?

Hinzugefügt: 9. Dezember 2020

Choosing the best mortgage is an essential part of buying an affordable home. Laura explains different types of mortgages and popular home loan programs that every borrower should consider. Read...

662 - 5 Tips to Help You Set Better Money Goals for 2021

Hinzugefügt: 2. Dezember 2020

As 2020 comes to a close, it's more important than ever to create smart personal finance goals. Laura will help you reevaluate your priorities and get a fresh financial start with money goals...

661 - What To Do If You Contribute Too Much to an HSA, IRA or 401k

Hinzugefügt: 25. November 2020

Over-contributing to various tax-advantaged accounts isn’t allowed, but can be easy to do by mistake. Laura reviews the contribution limits for various accounts and how to correct an excess so you...

660 - How Many Credit Cards Should You Have for Good Credit?

Hinzugefügt: 18. November 2020

Should you fill your wallet with credit cards or limit the number you have? It all depends on how you use credit and what makes sense for your financial life. Laura explains how to use credit...

659 - How to Pay Off Credit Card Debt

Hinzugefügt: 11. November 2020

Instead of paying high interest to credit card companies, it's time to whittle down your balances and use the money to build wealth for yourself. Laura answers listener questions and reviews...

658 - 6 Tips to Find Affordable Health Insurance When You Become Self-Employed

Hinzugefügt: 4. November 2020

Becoming self-employed or leaving a job for any reason doesn't mean you can't get affordable health insurance. Laura covers six tips to find a health plan so you and your family get the...

657 - Who Must Pay the Self-Employment Tax?

Hinzugefügt: 28. Oktober 2020

Being your own boss can be rewarding, but missing tax deadlines or paying the wrong amount can lead to expensive penalties. Find out what solopreneurs and small businesses need to know about the...

656 - Got Cash? What to Do With Extra Money

Hinzugefügt: 21. Oktober 2020

No matter if you're a good saver or you get a cash windfall, it's critical to know how to manage your extra money wisely. Use this three-step plan to prioritize your decisions and shore up...

535 - 10 Strategies to Reduce Money Stress and Improve Your Finances

Hinzugefügt: 14. Oktober 2020

You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a...

655 - Mortgage Refinance? 5 Ways to Know If It’s a Good Idea

Hinzugefügt: 7. Oktober 2020

If you’re a homeowner, it’s wise to stay alert for opportunities to reduce your mortgage payment by refinancing. Find out what a mortgage refinance is, common reasons to consider one, and five ways...

654 - 10 COVID Stimulus Benefits for the Self-Employed

Hinzugefügt: 30. September 2020 - Durchschnittliche Bewertung: 5

If you're self-employed with financial hardships due to the pandemic, there are various stimulus benefits that can provide relief. Use these ten options to improve your personal and business...

653 - Should You Transfer Balances to No-Interest Credit Cards Multiple Times?

Hinzugefügt: 23. September 2020

Considering a no-interest balance transfer offer? Find out how they work and can make paying off high-interest debt easier. Laura covers the pros and cons of balance transfers and whether moving...

652 - 5 Options for Your Retirement Account When Leaving a Job

Hinzugefügt: 16. September 2020

Not sure what to do with a retirement account from an old employer? Laura covers five options for managing your retirement funds when your job ends. Handling your nest egg the right way is critical...

650 - 5 Tips for Building a Side Business

Hinzugefügt: 2. September 2020

In this excerpt from Laura's new book, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers, you'll get solid tips to earn more using...