savings ratio

The second line shows the fall in the savings ratio.

Then, of course, there is the savings ratio, which may rise in response to increasing unemployment.

Clearly, wealth has recently moved in tandem with the savings ratio.

The quickest possible elimination of this deficit is the major policy tool to raise the national savings ratio.

Personal savings ratios are very low.

A falling savings ratio and rapidly rising consumer expenditure were certainly significant features of the second half of the 1980s.

"Japan generates lots of investment funds because they have a high savings ratio," Professor Tsurumi said.

Even if, however there had been a decline in the personal savings ratio, it would have been difficult to attribute it to taxation rates.

The savings ratio has fallen back to where it was in 2008 so presumabley people are spending savings - but to cover non-essentials, surely not.

It is interesting to compare the two regions and to compare for example the savings ratio in Asia with that in Latin America.

There was little fresh encouragement in the Budget for savers - despite the fact that the savings ratio has fallen to a third of its level 10 years ago.

As the borrowing binge went on, Britain's savings ratio fell below zero in the final quarter of 2007, at which point consumers were spending more than they were earning.

The ratio between these values is greater than 200, which exceeds the energy savings ratio of approximately 130, illustrating the importance of geographic patterns of housing starts.

"Low savings ratio, relatively high budget deficit, no absolute assurance it will come down in the long run, and a high net debtor position" on the part of the United States.

It is worth noting here that in the two countries which are most heavily indebted there is also an above-average savings ratio and that debts are largely internally financed.

It should be borne in mind that the two most indebted countries have at the same time an above-average savings ratio and that their liabilities are for the most part financed internally.

The report said that domestic demand in the United States would grow slowly this year because the tax revision would have some negative effects and because the low household savings ratio was likely to rise.

But while putting forward such statistical correlations (which of course prove nothing), he also claims that Protestantism makes people save more, and then blithely reports that the savings ratio in the US has collapsed.

In macroeconomics, following the Harrod-Domar model, the savings ratio () and the capital coefficient () are regarded as critical factors for accumulation and growth, assuming that all saving is used to finance fixed investment.

Despite the very high savings ratios, the demand for funds from capital intensive firms has been so enormous that small firms are regarded as marginal prospects and the vast bulk of loans have been allocated to large firms.

My favourite quip on the problem of China's high savings ratio and low level of domestic consumption was in one of the private sessions: "The problem is not that China didn't spend, but that America spent too much."

Except that most Europeans do not speak German and will not take kindly to the imposition of an austerity that comes naturally to the nation that gave us the Protestant work ethic and the highest savings ratio in the West.

The average propensity to save (APS), also known as the savings ratio, is an economics term that refers to the proportion of income which is saved, usually expressed for household savings as a percentage of total household disposable income.

In order to highlight the way in which the rise in wealth and the fall in savings have moved together, the axis showing the savings ratio is inverted: a lower savings rate is represented by a rise in the line on the graph.

The savings ratio can be affected by (for example): the proportion of older people, as they have less motivation and capability to save; the rate of inflation, as expectations of rising prices can encourage people to spend now rather than later (monetary base/mass depreciation).