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Mortgage rates had already started to fall in late 2000.
And what if mortgage rates continue to go up, as they are expected to do?
Now, it seems that mortgage rates will never stop going down.
He says, however, that mortgage rates were still lower a few years earlier.
Low mortgage rates have helped to keep the housing market strong.
Mortgage rates are more favorable than at any time in the last 25 years.
"Then you could be looking at 15, 20 percent mortgage rates again.
The slowing of the market comes despite the current low mortgage rates.
It was not clear whether the building societies would cut mortgage rates.
But since 1986, mortgage rates have hovered between 10 and 10.5 percent.
Mortgage rates have increased quickly, as oil takes its toll.
So far, he noted, the biggest movement has been in mortgage rates.
Mortgage rates increased dramatically and seemed as if they would never fall.
Mortgage rates are already at their highest since November 1981.
Last spring, mortgage rates hit a peak of 11.22 percent.
And they point to people's ability to make down payments - especially when mortgage rates are low.
It's going to be difficult - but a lot is at stake, including our mortgage rates.
By that time, mortgage rates had already hit 7 percent."
Mortgage rates increased following the news of the bailout plan.
Despite higher mortgage rates, building starts on homes rose 2.6 percent.
Mortgage rates, at only slightly more than 7 percent, are a lure as well.
Mortgage rates, having declined last year, are only recently beginning to rise.
And the company's vast operations have helped keep mortgage rates low.
Mortgage rates continued to fall in January, according to two surveys.
Analysts said this was largely a result of lower mortgage rates.