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As with all important transactions, keep the receipt of your ATM deposit.
Until such services become more common, you'll have to ask yourself whether the convenience of ATM deposits is worth the risk.
Even given all these possible problems, you still may feel the lure of the quick-and-easy ATM deposit.
The emergence of ATM deposit technology that scans currency and checks without using an envelope may prevent this type of fraud in the future.
ATM reversals occur when an ATM deposit envelope is found to have less funds than represented by the depositor.
A bank surveillance photo showed the gunman walking up to the two guards, shooting both of them execution-style, and running off with a bag containing ATM deposit envelopes.
The money or checks from an ATM deposit could also have been stolen or the envelope lost or stolen, in which case the victim is often denied a remedy.
Customers initially relied on direct deposit and first class mail to make deposits into their accounts, supplemented later by QuickPost (free deposit drop-off at UPS Stores for overnight delivery to NetBank) and ATM deposits.
Intentional Fraud - An ATM deposit with misrepresented funds is made or a check or money order known to be bad is deposited (see above) by the account holder, and enough money is debited before the fraud is discovered to result in an overdraft once the chargeback is made.
