8-14-2023 – How Do Banks 'Price' Mortgages, and When Might Rates Go Down?

When banks are pricing a mortgage loan, they rely on a few factors: credit scores, the size of the loan compared with the appraised value of the property, and the interest rates in the economy.

Today's Stocks & Topics: Green Energy, Earnings Season, Oil Companies, PR - Permian Resources Corp., HE - Hawaiian Electric Industries Inc., FTNT - Fortinet Inc., Dividends and Taxes, Diversified Portfolio, SBAC - SBA Communications Corp., Debt-to-GDP, CD Laddering, MNST - Monster Beverage Corp.

Justin's PERSPECTIVE today looks at the topic of 'U.S. national debt' and puts the subject of debt-- that is lending and borrowing--against the backdrop of the practice as implemented over many centuries.