You have taken the first step on your road to a higher credit score.
Many people wonder where they've gone wrong with their credit score.
Your credit score plays a large part in whether you can buy a house or car.
"The first thing you should do is find out your credit score," Mark said.
"Credit scores - what you should know about your own."
A third party, looking to increase their credit score, contacts the company.
This has a further negative impact on your credit score.
For more information on checking and understanding credit scores, you may visit www.creditlearningcenter.com.
That's a pretty significant amount, considering credit scores range between 300 and 850 points.
Credit scores are something of an obsession in developed nations.
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